NemKonto/Easy Account

When you receive salary from your employer it is useful to have a bank account. To open a bank account, you need to contact a bank of your own choice. Remember to bring photo ID (for instance your passport) and address information.

You can only open a bank account with a Danish bank once you have obtained your tax card. As you are not a registered citizen in Denmark, the bank will want to see your:

• Passport
• Tax card
• Contract of employment and payslip

As a resident in Denmark, you will need to have a NemKonto assigned to be able to receive payments from Danish public authorities. This can be payments such as:

• tax refunds
• child subsidies
• student loans
• unemployment benefits
• holiday allowances.

A NemKonto is a normal bank account you already own. You choose yourself which of your accounts – foreign or Danish – you want to be your NemKonto. Payments from public authorities will be transferred directly to this account. 

Your NemKonto is secure

Public authorities can only transfer money to your NemKonto. They cannot withdraw money from your account or view your balance or account transactions.

A NemKonto is a normal bank account you already own. You choose yourself which of your accounts – foreign or Danish – you want to be your NemKonto.

You can establish a NemKonto in one of the following ways:

1. Assign an account yourself at NemKonto's self-service using MitID.
2. Contact your Danish bank and inform them which account to assign as your NemKonto.
3. Fill out a form if you wish to assign a foreign bank account as your NemKonto.  

It is free of charge to assign an account as your NemKonto. 

• Assign your Danish bank account as your NemKonto at nemkonto.dk
• Assign your foreign bank account as your NemKonto

If you use NemKonto's self-service: You will receive an activation letter

If you have assigned or changed your NemKonto via the self-service, you will be sent an activation letter with an activation code. The letter contains instructions on how to activate your NemKonto.

The activation letter will be sent by postal service to the address registered in the CPR register. Unfortunately, you cannot have the letter sent via email or Digital Post at the moment.